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Question:

In New York State, which occupants of a vehicle must wear seat belts or suitable child restraints?

A All rear-seat occupants under 16 and all front-seat occupants
Explaination

New York State law requires all passengers under the age of 16 to wear seat belts or suitable child restraints. Also, all front-seat occupants (including the driver) must wear seat belts. Still, even adults in the rear seat should consider wearing seat belts. A study conducted in 2015 by the Insurance Institute for Highway Safety and the Children's Hospital of Philadephia found that unrestrained rear-seat occupants were nearly eight times as likely to sustain a serious injury in a crash as restrained rear-seat occupants.