If you are driving uninsured and have an accident, you may face which of the following penalties?
In Oregon, driving uninsured is a Class B traffic violation, punishable by a fine of up to $1,000. A police officer may also order your vehicle impounded until you submit proof of financial responsibility to the DMV. (For most drivers, "financial responsibility" takes the form of a liability insurance policy.) If you have an accident while driving uninsured, your license will be suspended until you submit proof of financial responsibility to the DMV. [ORS 806.010], [ORS 809.417], [ORS 809.720]